Legal
Terms and policies
Everything that governs the use of LinkPay, in one place. Start with the Terms of Service — the rest either applies to how you specifically use LinkPay, or covers one subject in detail.
Effective July 29, 2026
Draft — pending legal review. These documents are working drafts and are not yet legally binding. They must be reviewed and approved by qualified counsel before launch. Bracketed items are placeholders.
Terms
The agreement itself. The shared terms apply to everyone; the other two depend on how you use LinkPay.
- Terms of ServiceThe shared agreement — who we are, eligibility, roles, your content, and governing law.
- Terms for BuyersHow your phone number becomes your account, what a purchase gives you, and how the charge appears.
- Terms for SellersWhat you may upload, what stays locked, how you get paid, and how organization splits work.
Policies
The rules, and the money. Each forms part of the terms above.
- Acceptable Use PolicyWhat may and may not be uploaded, sold or shared — and the stricter rule for anything public.
- Payment TermsFees, how a sale is divided, the 10-day hold, advances, chargebacks, and the tax gate.
- Refunds and DisputesWhen a purchase can be refunded, and how to raise a problem.
- Content Moderation, Reporting and RemovalHow we screen uploads, how to report something, and how to have content of you removed.
- Privacy PolicyWhat we collect, why, who we share it with, and your choices.
Notices
Statutory notices and the addresses they name.